Gumline Posted July 19, 2017 Content Count: 452 Joined: 04/19/16 Status: Offline Share Posted July 19, 2017 What types of credit or charge cards do you have, and how much of a balance do you carry each statement? For myself I use the premium rewards gold card from american express the most. Tend not to carry a balance at all on any of my accounts, sometimes it happens though since a payment wont post before the statements close. Link to comment https://forums.steam-gamers.net/topic/69824-credit-amp-charge-cards/
All Ts Posted July 19, 2017 Content Count: 4441 Joined: 05/28/16 Status: Offline Share Posted July 19, 2017 Keeps getting rejected everywhere I go, don't understand why. 7 Link to comment https://forums.steam-gamers.net/topic/69824-credit-amp-charge-cards/#findComment-846633
Chloe Gallagher Posted July 19, 2017 Content Count: 1619 Joined: 05/10/11 Status: Offline Share Posted July 19, 2017 I'm too scared to look. Link to comment https://forums.steam-gamers.net/topic/69824-credit-amp-charge-cards/#findComment-846634
Prez Posted July 19, 2017 Content Count: 8758 Joined: 07/27/09 Status: Offline Share Posted July 19, 2017 Got two - a MBNA university card from my school that I don't use, and a Cash Back Rewards Infinite card from my bank. The school one has a 500 dollar limit and my personal one has a 10k limit which I try to keep at 0. Sometimes it'll go past 5 or 6 but not often. Link to comment https://forums.steam-gamers.net/topic/69824-credit-amp-charge-cards/#findComment-846657
Labarr Posted July 19, 2017 Content Count: 3052 Joined: 08/30/09 Status: Offline Share Posted July 19, 2017 I'm 25 and have yet to use a credit card. I have an account open with Bank of America, but never use it. Everything comes from my checking account. Link to comment https://forums.steam-gamers.net/topic/69824-credit-amp-charge-cards/#findComment-846671
Gumline Posted January 4, 2018 Content Count: 452 Joined: 04/19/16 Status: Offline Share Posted January 4, 2018 I'm 25 and have yet to use a credit card. I have an account open with Bank of America, but never use it. Everything comes from my checking account. You gotta get a credit card asap man. Link to comment https://forums.steam-gamers.net/topic/69824-credit-amp-charge-cards/#findComment-870768
Charliere Posted January 4, 2018 Content Count: 1438 Joined: 03/25/17 Status: Offline Share Posted January 4, 2018 I don't have an actual credit card but i got approved for a medical credit card that I use for vet visits and stuff. If you live in the US I definitely recommend getting at least one and limit it to simple things like groceries and gas. Does wonders if you don't fuck it up Link to comment https://forums.steam-gamers.net/topic/69824-credit-amp-charge-cards/#findComment-870770
Labarr Posted January 4, 2018 Content Count: 3052 Joined: 08/30/09 Status: Offline Share Posted January 4, 2018 You gotta get a credit card asap man. Meh. I have a financial advisor who manages my retirement/investmenet and he saw no problems with my current/future expenses and such. My credit score is 760+, I also belong to a credit union so for loans or w/e I am covered Maybe when I move to my own place and get a full time job (I just graduated) I'll start using one, but I like to only spend with the money I have Link to comment https://forums.steam-gamers.net/topic/69824-credit-amp-charge-cards/#findComment-870771
BoM Posted January 4, 2018 Content Count: 3150 Joined: 02/28/10 Status: Offline Share Posted January 4, 2018 Meh. I have a financial advisor who manages my retirement/investmenet and he saw no problems with my current/future expenses and such. My credit score is 760+, I also belong to a credit union so for loans or w/e I am covered Maybe when I move to my own place and get a full time job (I just graduated) I'll start using one, but I like to only spend with the money I have See but you have a good credit score, what generates your credit? Because anyone who says 'you need a credit card(s)' is basing it on needing to build credit to buy things like a car or house. Obviously you're supplementing your credit in a different manor. Link to comment https://forums.steam-gamers.net/topic/69824-credit-amp-charge-cards/#findComment-870772
Nitram Posted January 4, 2018 Content Count: 113 Joined: 08/28/17 Status: Offline Share Posted January 4, 2018 I don't have a credit card either, nor do I plan to get one any time soon. I don't want to spend money that I don't have either, or fuck up my credit entirely. However, my credit is fairly good. This comes from paying my previous car payment off early, and my current car payment. I also started paying off my student loans a little bit at at time before I graduate, which apparently helps your credit too. Link to comment https://forums.steam-gamers.net/topic/69824-credit-amp-charge-cards/#findComment-870777
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