Xbox live is so much better than PSN, this is because there is money being generated by it and put back into the product. I own a PS3 and Xbox I hardly touch my PS3 and whenever I do it seems like PSN is on maintenance, or it takes me like 10 minutes to find a match. I will gladly pay a little extra money, and if you can't afford $5 a month, you shouldn't have bought an Xbox in the first place.
I get payed $9.60/hour at Tim Hortons (That's the minimum for someone under 18) But the minimum wage is $10.25 if your older than 18.